2024 Payment Facilitator Fraud Benchmarks
Baseline data on false-positive rates, chargeback ratios, and card-testing incident frequency across independent payment facilitators in 2024.
Chargeback Documentation: A Processor's Field Guide
What Visa and Mastercard dispute resolution actually requires, what most processors get wrong, and how structured decision records change the outcome.
Early Signals of Bust-Out Fraud in SMB Portfolios
The behavioral drift patterns that precede bust-out fraud events — and why 14-day rolling windows catch them before chargeback exposure accumulates.
The Hidden Cost of False-Positive Declines on Merchants
False-positive declines don't just annoy customers — they drive merchant attrition. The math on what an 8–15% false-positive rate actually costs a processor's portfolio.
Card-Testing Attacks: What SMB Processors Need to Know
How card-testing attacks work, why they spike 3–5x during holiday windows, and what the velocity signatures look like in SMB processor transaction logs.